Why Do I Need Truck Insurance ?
For many companies, large transport vehicles are an essential element of day to day business activities. The insurance needs of a large articulated truck or HGV is very different to the needs covered by an ordinary motor vehicle insurance policy. As well as the specialist nature of the vehicle and the rota of different drivers that may be required to ensure all deliveries are made, the nature of the cargo can significantly affect premiums. Refrigerated cargo, for example, requires different consideration than toxic, hazardous or perishable goods. Arkwright’s truck insurance products are flexible, to cover the road risk, third party, contents or lost earnings requirements of aspects of a HGV insurance policy HGV.
Haulage insurance coverage also protects you from any damage to others and provides legal support should there be unforeseen issues on the road.
Insurance policy options are available to protect goods in transit as well as insuring for public liability, employee sickness and personal injury claims. A 24 hour helpline and recovery service further assures that your heavy goods vehicles are protected in the event of an emergency.
Key features of Truck Insurance policy:
- Options for fully comprehensive cover, third party, fire and theft, or third party cover only
- Goods in transit
- Employers and Public liability
- Cover for attached or detached trailers
- Injury or death of third party persons
- Damage to property of others – £5m
- Breakdown cover
- 24 hour helpline
Why Insure With Arkwright?
We understand that every business operates in a different way, and for that reason, Arkwright can tailor make your company the right commercial truck insurance policy – one that will suit your needs to a tee, and with affordable costs that are within your price range. Comparing quotes from a wide range of trusted and specialist UK insurance firms, our dedicated brokerage team can help secure the best price for your company, without compromise on cover. This way you can ensure the safety of your pickup and articulated lorries with affordable yet comprehensive insurance coverage, without bankrupting yourself, or wasting in-ordinate amounts of time in the process.
Arkwright Insurance Brokers understand that commercial trucks are used for many different purposes within your business and therefore it is important to select an insurance policy that can be as flexible as your business dictates. Our various lorry insurance packages provide comprehensive cover to keep you and your HGV drivers on the road, and safe at the truck-stop. Here at Arkwright Insurance, we can also offer bespoke insurance packages for HGVs and other articulated vehicles.
Get A Quote Online
For a comprehensive truck insurance quote, bespoke HGV insurance quote or advice on insurance for any other large commercial vehicle, please call our advisors now on 01204 392 525.
Alternatively, complete the form below if you would like to receive a quote for HGV insurance online. We also cover large private vehicles – to discuss a pick-up truck insurance policy or a similar kind of insurance coverage, don’t hesitate to get in touch via telephone on 01204 392 525.
